The Uncommon Average: Long-Term Context on Annual Returns

Historically, the US stock market has delivered an average average annual return of about 10%. However, most years have looked different than the average.

Retirement, InvestmentsTyler Kotlarz, CFP®March 20, 2020Synergy Wealth Managementfinancial advisor grand rapids, DFA Grand Rapids, fiduciary grand rapids, coronavirus, investment management grand rapids, retirement advisor grand rapids

Emergency Fund: Why You Should Have One

Ever wonder what a emergency fund is, why you should have one, or how much and where you should keep it?

InvestmentsTyler Kotlarz, CFP®December 13, 2019Synergy Wealth Management, LLCretirement advisor grand rapids, emergency fund, DFA Grand Rapids

How Markets Work and the FAANG Mentality

What can FAANG stocks teach us about our investing strategy? Markets can have a large portion of their returns driven by a select few top performers and it’s impossible to know which ones year after year. Broad diversification is a key to help capture the best returns the market has to offer.